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Guarantee Programs

shared risk 100% Refund Program

Shady Grove Fertility's exclusive Shared Risk 100% Refund Program is available for qualified, self-pay patients using in vitro fertilization (IVF), donor eggs, and/or gestational carrier.

Of the total Shared Risk 100% Refund Program participants, 82 percent take home a baby, and the rest receive a full refund to use for other family building options. Now patients can pursue treatment without the worry of cost versus chances of success, and without sacrificing high-quality medical care. Pregnancy success rates in this program are comparable to the results of all IVF and donor egg cycles.

How Our IVF Refund Program Works

Patients selecting this program may attempt up to six IVF or donor egg cycles and any subsequent frozen embryo transfers (FETs) for a flat amount.¹ In the event the attempts are unsuccessful, or the patient chooses to withdraw at any time, 100% of the deposit is refunded.²

Couples achieving a pregnancy on the first attempt will pay more with this program than the traditional fee-for-service payment methods. On the other hand, if you don’t take a baby home, Shady Grove Fertility assumes the bulk of the costs, hence the name, “Shared Risk.” Patients using donor eggs and those requiring intracytoplasmic sperm injection (ICSI) are eligible for this program at slightly higher costs.

Our Shared Risk Program includes the cost of storage while the patient is enrolled in the program. Eligible patients can also combine the Shared Risk Program with various discount programs including Shared Help and the Military Discount. Eligible patients may also do a monthly payment plan through Fertility Finance.

TIERED PRICING

Pricing for the Shared Risk Program is dependent on age and services. Please speak with your financial counselor for exact costs.

COSTS NOT INCLUDED
  • Normal pre-screening tests
  • Medication
  • Surgeries not related to IVF
  • Recruitment or purchase fees for donor sperm or donor egg
Eligibility Requirements
  • The patient's physician will need to medically indicate the proposed treatment.
  • Woman must be 40 upon completion of the IVF cycles.
  • Women 41 and older can participate in the Shared Risk 100% Refund Program if they are using donor eggs. We encourage the use of donor eggs for women older than 41 only if the prognosis with your own eggs is poor.
  • Patients who need ICSI or gestational carrier, or who are having an embryo biopsy, are eligible.
  • Patients who have no insurance benefits (or choose not to use benefits) are eligible.

¹Shared Risk payment is in the form of a refundable deposit.
²Exceptions apply, refer to contract for details.

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Additional Shared Risk PRograms

shared risk 100% Refund Program for frozen embryo transfer (FET)

With the Shared Risk 100% Refund Program for Frozen Embryo Transfer (FET), patients pay a flat amount for unlimited FET cycles, for as many frozen embryos as that patient may have available at the time she enters the program. In terms of program completion, a patient has the following possible outcomes:

  • Successful pregnancy and delivery
  • Withdrawal from the program at any time, receiving a full refund
  • Use all of the embryos that are available without conceiving and then receiving a full refund

Eligibility Requirements
  • We are only able to consider those embryos cryopreserved using the vitrification method at a Shady Grove Fertility laboratory.
  • We are only able to consider blastocyst-stage embryos meeting Shady Grove Fertility's standard criteria for cryopreservation.
  • Embryos must have been cryopreserved before the woman turned 39 or she must use embryos created with donor eggs meeting Shady Grove Fertility standards.
  • SGF reserves the right to consider other inclusion and exclusion criteria when determining eligibility for this program.

You may combine this program with the Shared Help Discount Program.

SHARED RISK 100% REFUND PROGRAM FOR Returning Egg Freezing Patients

With the Shared Risk 100% Refund Program for Returning Egg Freezing Patients, patients pay a flat amount for unlimited egg thaw and frozen embryo transfer (FET) cycles from their previously frozen eggs. With this program, a patient has the following possible outcomes:

  • Successful pregnancy and delivery
  • Withdrawal from the program at any time, receiving a full refund
  • Use all of the frozen eggs that are available without conceiving and receive a full refund

ELIGIBILITY REQUIREMENTS
  • Eggs must have been cryopreserved using the vitrification method at a Shady Grove Fertility laboratory.
  • The patient must have frozen a minimum of 10 mature eggs.
  • All thaw cycles must be complete by the age of 51.
  • Must meet age requirements and have favorable ovarian reserve at the time of egg freezing.

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