Infertility Treatment in MD, VA & DC at Shady Grove Fertility

Shared Risk Program for IVF & Donor Egg - Deliver a Baby or a 100% Refund

82% of Shared Risk 100% Refund Guarantee participants take home a baby, the rest receive a full refund to use for other family building options.

In 2014, over 1,200 couples selected to participate in Shared Risk 100% Refund because of the opportunity to lock in a fixed cost for up to six IVF treatment cycles and receive a 100% refund if a baby is not delivered.

The Shared Risk 100% Refund Guarantee for IVF and Donor Egg was created  to help couples without insurance benefits (or choose not to use their benefits) for infertility treatment. Now those patients can choose to pursue IVF or donor egg treatment without the worry about the cost versus chances of success, and without sacrificing high quality medical care. Pregnancy success rates in this program are comparable to the results of all IVF and donor egg cycles.

Learn More About our Shared Risk 100% Refund Program

How does the Shared Risk 100% Refund Guarantee work?

Couples choosing this plan may attempt up to six IVF or Donor Egg cycles for a flat fee. When the couple takes a baby home from the hospital, our Center has earned the fee. In the event the attempts are unsuccessful, 100% of the fee is refunded. You may withdraw from the program at any time during treatment. Some costs not included in this program are: normal prescreening tests, medication, surgeries not related to IVF, recruitment or purchase fees for donor sperm or donor egg.

Couples achieving a pregnancy on the first attempt will pay more with this program than the traditional fee for service payment methods. On the other hand, if you don’t take a baby home, Shady Grove Fertility assumes the bulk of the costs, hence the name, “Shared Risk”. Women using donor eggs and couples requiring ICSI are eligible for this program at slightly higher fees.

Am I Eligible for the IVF & Donor Egg Shared Risk 100% Refund Guarantee?

The  Shared Risk 100% Refund Guarantee is open to couples meeting the eligibility criteria. We estimate than nearly 70% of patients in our practice would meet the qualifications for Shared Risk. Women must be under age 39 to qualify for Shared Risk with IVF, but women over 39 may participate in this plan if they are using Shared Risk with donor egg.

Patients from out-of state may also participate in this program. Depending on your situation, arrangements can be made to coordinate care with your local physician or fertility center. You will need to come to the Washington Metropolitan area for at critical points during your cycle.

Shared Risk for Frozen Embryo Transfer 100% Refund Program

The Shared Risk for Frozen Embryo Transfer 100% Refund Guarantee is open to couples meeting the eligibility criteria. Once a patient is approved for this program, they will pay a flat-fee and then receive unlimited FET cycles while in the program, for as many frozen embryos as that patient may have available at the time they enter the program. In terms of program completion, a patient has the following possible outcomes: she will have a successful pregnancy and delivery; she will withdraw from the program at any time and receive a full refund; or she will use all of the embryos that are available without conceiving and then receive a full refund as well.

Program Qualifications:

  • Only embryos cryopreserved using the vitrification method at a Shady Grove Fertility laboratory will be considered.

  • Only blastocyst-stage embryos meeting SGF’s standard criteria for cryopreservation will
    be considered.

  • Embryos must have been cryopreserved before the woman turned 39 or embryos created with donor eggs meeting SGF standards.

  • Normal uterine cavity and good reproductive history.

  • SGF reserves the right to consider other inclusion and exclusion criteria when
    determining eligibility for this program.

Shared Risk IVF with Shared Help Fertility Discount Program

Patients who are approved for the Shared Risk 100% Refund Program may be eligible for Shared Help discount off the cost of eligible Shared Risk Programs. Patients must be approved for the Shared Risk IVF Program before applying for a Shared Help discount. All Shared Risk contract terms apply. (The percentage discount is based on annual household income which is confirmed by two years of U.S. federal tax returns.)

Learn More About the Shared Risk 100% Refund Program

For more information on our Shared Risk IVF 100% Refund Program, please call  or email our Shared Risk Liaision at 1-888-528-0379 or

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