
More than 3000 couples have selected to participate in Shared Risk because of the opportunity to lock in a flat fee for up to six treatment cycles and receive a 100% refund if a baby is not delivered.
The Shared Risk 100% Refund Plan for IVF and Donor Egg was created to help couples without insurance benefits for infertility treatment. Now those patients can choose to pursue IVF or Donor Egg treatment without the worry about the cost versus chances of success, and without sacrificing high quality medical care. Pregnancy success rates in this program are comparable to the results of all IVF and donor egg cycles.
How Does The Shared Risk 100% Refund Plan Work?
The Shared Risk 100% Refund Plan is open to couples meeting the eligibility criteria. We estimate than nearly 70% of patients in our practice would meet the qualifications for Shared Risk. Women must be under age 39 to qualify for Shared Risk with IVF, but women over 39 may participate in this plan if they are using Shared Risk with donor eggs. Patients from out-of state may also participate in this program.
Click Here to speak with our Shared Risk Patient Liaison.
Flat Fee - 100% Refund
Couples choosing this plan may attempt up to six IVF or Donor Egg cycles for a flat fee. When the couple takes a baby home from the hospital, our Center has earned the fee. In the event the attempts are unsuccessful, 100% of the fee is refunded. You may withdraw from the program at any time during treatment. Some costs not included in this program are: normal prescreening tests, medication, surgeries not related to IVF, recruitment or purchase fees for donor sperm or donor egg.
Couples achieving a pregnancy on the first attempt will pay more with this program than the traditional fee for service payment methods. On the other hand, if you don’t take a baby home, SGFC assumes the bulk of the costs, hence the name, “Shared-Risk”. Women using donor eggs and couples requiring ICSI are eligible for this program at slightly higher fees.
Shared Risk with Medication
This new program allows eligible couples to attempt up to six IVF cycles with medication for a fixed fee. This program utilizes the same terms and conditions as the original IVF Shared Risk Refund Program and provides the patient's medication for up to 6 stimulated IVF treatment cycles and FET cycles. If a patient utilizing this program does not deliver a baby, 100% of their medication costs will be refunded.
All medication (except oral contraceptive pills) utilized under this option must be acquired and will be dispensed and accounted for through a preferred pharmacy chosen by Shady Grove Fertility. The medication will be ordered by your nurse and shipped directly to you.
Shared Risk with Shared Help Fertility Discount Program
Patients who are approved for the Shared Risk Program may be eligible for Shared Help discounts of 5% to 25% off the cost of eligible Shared Risk Programs. Patients must be approved for the Shared Risk Program before applying for a Shared Help discount. All Shared Risk contract terms apply. (The percentage discount is based on annual household income which is confirmed by two years of U.S. federal tax returns.)
Can Out-of-State Patients Access the Shared Risk 100% Refund Plan?
Many of our Shared risk patients travel in from out-of-state. Depending on your situation, arrangements can be made to coordinate care with your local physician or fertility center. You will need to come to the Washington Metropolitan area for at critical points during your cycle.
For more information on our Shared Risk Refund & Shared Risk with Medication, please call or email our Shared Risk Laision at 1-888-528-0379 or SRLiaison@integramed.com.
- IVF Program
Learn More - IVF Success Rates
Learn More - Shared Risk Webcast
Learn More - Fertility Finance
Learn More - Insurance Participation
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